Do you know if you live in a floodplain? There is an easy way to check in Alabama. The government provides information about special flood areas and what kinds of hazards you might face if you live there.
If you live in a floodplain, you may already know about it if you have a government mortgage. With certain kinds of loans, you need to purchase flood protection for as long as you owe. However, your location in a flood plain doesn’t tell the whole story. At Robinson Insurance Group LLC, we can help you make sure your Alabama and business are protected.
Why Would Someone Need Flood Insurance If Not Living In a Floodplain?
Water damage is expensive, often costing at least tens of thousands of dollars. Unfortunately, standard property insurance usually excludes flood damage. Flood zones can change, and your area may even be affected by new developments around you. Even within flood zones, there are different levels of risk.
The worst part is that your new flood protection may not protect you right away. Many policies do not go into effect for the first 30 days. That means that you can’t wait until you see disaster coming before getting a flood insurance policy.
We Can Answer Your Questions
This area of insurance can be confusing because most people have never had to deal with it before. If you think that you can’t afford to pay out of pocket for the damages caused by flooding, it costs nothing to speak with us at Robinson Insurance Group LLC about what your actual risks are. We can help you assess your needs based on where you are located and what the area is like. Protect your Alabama home today so you have one less thing to worry about tomorrow.