Commercial Insurance in Alabama
If you own a business within Alabama, getting commercial insurance will be essential to running a successful business. Commercial coverage protects your company when disasters strike, helping you get back on your feet in no time. Robinson Bryant Agency in Montgomery, AL can help with the following guide breaking down policies available to Alabama businesses.
General Liability Coverage
If a customer is injured at your work premises due to employee negligence, general liability helps you pay the ensuing damages. These could be hospital bills and legal fees when you are sued. It also covers advertising injury, a claim often associated with libel and infringement.
Worker’s Compensation Insurance
Worker’s compensation insurance takes care of employee injuries that occur at the workplace. If you have more than one employee, you will likely be required to get this coverage, making it possible to pay for your worker’s hospital bills.
Cyber insurance covers losses incurred as a result of data breaches. The increased number of opportunist threats has resulted in companies needing coverage when malicious activity occurs, with this policy taking care of customer notification costs, monitoring expenses, and legal fees.
Commercial Auto Insurance
Commercial auto insurance protects businesses with vehicles registered in their company name. If you or your employees are hit in an auto accident, this policy ensures that vehicle repairs and replacements are taken care of, eliminating any business interruptions.
Perils such as fire, theft, and vandalism can occur at any time and cause significant damage. When this happens, property insurance helps you pay for the costs of fixing your building. It also comes in handy in covering damage to contents within the building.
If you need coverage to keep your employees, buildings, and documents safe from covered perils within Montgomery, AL, Robinson Bryant Agency will be your go-to. Make it a point to reach out to us today to keep your Alabama business secure and more reliable.