☰ ˟
Contact Us Today / 334.356.3665
Logo
  • Home
  • Get A Quote
  • Customer Service
  • What We Offer
    • Annuities
    • Automobile
    • Bonds
    • Business & Commercial
    • Commercial Property Insurance
    • Cyber Liability Insurance
    • Employee Benefits
    • Flood
    • Health
    • Homeowners
    • Lender Placed Insurance
    • Life
    • Motorcycle
    • Personal Lines
    • Personal Umbrella Insurance
    • Professional Liability Insurance
    • Recreational Vehicle
    • Renters
    • SR-22 Insurance
    • Trucking
    • Workers Compensation
  • Blog
  • Resources
    • Refer a Friend
    • Calculators
    • Free Reports
    • Insurance Glossary
    • Make a Payment
    • Frequently Asked Questions
  • About Us
    • About Robinson Bryant Agency
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
  • Download Our App

Home > Blog > The Benefits of Bundling Your Home and Auto Insurance?
FRIDAY, MAY 28, 2021

The Benefits of Bundling Your Home and Auto Insurance?

family infront of a car and a house

Essentially everyone will need both auto and home insurance at some point. On their own, these policies can be expensive, but you may be able to save money by bundling these two coverages with the same insurer. 

When you are in the market for more than one policy, then one of the easiest ways to make your coverage both cohesive and affordable is to bundle your plans. 

Bundling is often simple for people who want to insure their car, house and other belongings in one place. Not only is it convenient, but it has its cost benefits.  

What is bundling? 

An insurance bundle is a fancy way of saying that you buy multiple policies from the same insurance company. It is often relatively easy to do so, since many insurance companies offer multiple policies like homeowners, auto, renters and other personal plans to most customers. 

Bundling is extremely convenient, both for the insurer and the customer, which is why many insurers offer expanded benefits by customers who choose to bundle. Therefore, you have a lot of incentives to gain by doing so. Some of these are: 

  • Discounts 

When you choose to bundle, you show commitment and loyalty to a certain insurance company. As a result, they will often feel better assured that you will be a reliable customer and maintain all your policies. Therefore, they will often offer customers who choose to bundle a policy discount. You might save on your rates simply by choosing to buy more than one policy from the same carrier. 

  • Single-Deductible Claims 

Under both homeowners and auto insurance policies, there are deductibles. The deductible is your responsibility to pay before your policy pays for the rest of your claim. When you bundle, you might be able to pay only one deductible if a single damaging event causes you to make a claim on both your home and auto policies at the same time. This can save you a lot on out of pocket expenses. 

  • Easy Policy Management 

Through bundling, you will often be able to coordinate the different policies so that they more closely align. You might be able to coordinate billing and payment dates, and you can usually set your policies to expire or renew one the same dates. Therefore, you will not have to try to juggle different policies from different insurers, and this can significantly cut down on your risk of ever letting your coverage lapse. 

Many major insurers offer home and auto policy bundles, and it is often easy for your independent insurance agent to research your policy choices to find the one that is best for you.

Posted 11:28 AM

Tags: auto insurance, homeowners insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2012

  • auto insurance(2)
  • independent insurance agents(1)
  • homeowners insurance(1)

View Mobile Version

Our Customer Feedback

Read More

Our latest blogs

  • logo
  • Auto Owners
  • text
  • CNA Insurance
  • foremost
  • Gerber Life Insurance
  • logo
  • hippo
  • logo, company name
  • national general
  • orion180
  • Progressive Insurance
  • Safeco Insurance
  • safeway
  • universal property
Robinson Bryant Insurance Agency
2931 Zelda Rd.
Montgomery, AL 36106
We've successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.
We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Latest News/ Join Our Newsletter/ Refer A Friend
Quick Help Links
Quote Forms/ Service Forms/ File a Claim/ Make a Payment/ Insurance Glossary/ FAQs
Icon Icon
Icon Icon Icon
Social Icon Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder